ATTENTION: Property Buyers

Helping Australians Borrow Better

We help Australians compare lenders, reduce mortgage costs, and maximise borrowing power, even with complex income like RSUs

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TESTIMONIALS

What others are saying

For Australians who want to to Borrow Better

Better Loan options

Lower Mortgage costs

Higher borrowing power

Financial flexibility

reduced interest rates

smarter loan structures

STILL NOT SURE?

Frequently Asked Questions

Here's what we usually get asked

How much does it cost to use Northmark Finance?

Our mortgage broking service is free, as paid by the lender after settlement.

Can you help if I’m refinancing?

Yes, we help clients compare lenders, reduce repayments, access equity, and improve their loan structure.

Can you help borrowers with RSUs, bonuses, or contracting income?

Yes. We work with lenders that may better assess complex income types including RSUs, bonuses, commissions, and self-employed or contracting income.

How many lenders do you compare?

We compare 30+ lenders to help find loan options suited to your goals and financial situation.

How long does the process take?

Timeframes vary depending on the lender and your situation, but we guide you through the process from application to settlement.

Can you help first home buyers?

Absolutely. We help first home buyers understand borrowing capacity, government incentives, and suitable loan options.

Will applying affect my credit score?

Some applications may involve a credit enquiry, but we help structure the process carefully and explain each step before proceeding.

What documents do I need?

Usually identification, payslips or income documents, bank statements, and details of existing debts or properties. Requirements vary depending on your situation.

How We Help You Borrow Better

Step 1

We assess your financial situation, borrowing goals, and current loan to understand what lenders and strategies best fit your needs.

Step 2

We compare lender options and identify opportunities to reduce costs, improve loan structure, or increase your borrowing power.

Step 3

We guide you through the application process from start to finish and help secure the right loan for your situation.

MEET THE FOUNDER & CEO

Hey, I'm Timothy Yang

Founder of Northmark Finance, helping Australians compare lenders, reduce mortgage costs, and maximise borrowing power.

Former AWS Cloud Support Engineer in Security

Helped clients increase borrowing power using specialist lender strategies

Founder of Northmark Finance helping Australians borrow better